Protecting consumers against debt collection abuse, finance overcharges, credit report problems, and other consumer law issues, in Philadelphia, PA; south New Jersey; and surrounding areas for more than 25 years.

Advocate for the Consumer

Cary Flitter - lawyer and advocate for the consumer

For over twenty-five years, Cary L. Flitter of the law firm Lundy, Flitter, Beldecos & Berger, PC  has been fighting for consumers in the Philadelphia, Pennsylvania area, South Jersey and beyond.  He has won many individual cases and class actions on behalf of average folks whose rights had been violated by debt collection agencies and bad debt buyers, credit card companies, unscrupulous car dealers, mortgage brokers and lenders, identity thieves, insurance companies, and credit reporting agencies.  Flitter teaches consumer law at Widener University School of Law and Temple University's Beasley School of Law and is recognized as one of the country’s foremost consumer lawyers, having written legal articles and texts and lectured on consumer law subjects around the world.

The Law is on Your Side 

State and federal consumer protection laws exist to prevent abuse and harassment by debt collectors, predatory lending and mortgage fraud, inaccurate credit reporting by credit reporting agencies, and other unfair and deceptive business practices.  Under these laws, you – the consumer – have the power to assert your rights in court and to hold violators accountable for their actions.  Flitter and his firm know these laws inside and out and have helped define and enforce consumer protection statutes over his years of practice.  He and his team of skilled consumer lawyers have helped thousands of consumers affected by:

  • Deceptive and misleading debt collection letters
  • Debt collector harassment
  • Credit report errors
  • Misuse of confidential credit reports
  • Damage to credit
  • Identity Theft
  • Car Repossessions
  • Vehicle Finance Schemes
  • Finance Overcharges
  • Predatory lending
  • Unfair and deceptive business practices
  • Defective Products
  • Serious Personal Injuries

Get the Help You Need!

Debt Collection: We can turn the tables on abusive Debt Collectors.  If you’ve received letters, harassing  phone calls or voicemail messages from a debt collector, CONTACT US.

Credit Reporting: We can review your credit reports for incorrect or inaccurate information and determine if your report was viewed or used without your permission, CONTACT US.

Identity Theft: If you have been one of the million of victims of ID Theft and your credit has been affected or usused, CONTACT US.

Mortgage rip-off? Overcharges? Car repossession? Other consumer finance fraud? If you think your rights have been violated or think a business is engaging in illegal activity, we will evaluate your claim, CONTACT US.

To CONTACT US: Call Toll-Free: 1-888-668-1225; Use our online CONTACT US form; or, Write: consumers@lfbb.com.

Collectors using Facebook, MySpace to track down debtors

Tue, 02/02/2010 - 21:07 — Consumers Law

Watch out, the debt collector that's been calling you and sending you collection letters might be your next Facebook "friend"...

According to this news report, debt collectors are starting to follow consumers via popular social networking sites like Facebook and MySpace:

Aggressive, harassing debt collection calls on the rise

Fri, 01/29/2010 - 16:11 — Consumers Law

According to a recent survey, debt collectors have been getting more aggressive and persistent with their collection calls.  These can lead to violations of a consumer protection statute, the Fair Debt Collection Practices Act. From creditcards.com:

Inaccurate employment reports can be devastating

Tue, 01/26/2010 - 17:57 — Consumers Law

Employers these days look at a whole host of consumer information about you before they offer you a job.  Consumer reporting agencies regularly furnish prospective employers with applicants' credit histories, civil judgments, and criminal records.  If any of this information is inaccurate (and it often is) - it can cost you the job.

Stimulus program results in high repo rate

Fri, 01/22/2010 - 17:50 — Consumers Law

According to a recent research study, the Cash-for-Clunkers program resulted in high rates of repossessions for new car buyers.  From USA Today: "Higher credit risk buyers who used the government's cash-for-clunkers program last year to buy a new car had higher repossession and late payment rates than those who didn't use the program.."

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