If you're renting a house or an apartment, the landlord may request to access your credit report and a specialized type of report called a tenant screening report. The tenant screening report includes basic information such as social security number, tenant evictions, lease and payment history, or sex offender information. It may also contain information related to court liens, judgments, and bankruptcies.
Sometimes the screening reports contain misleading information about a tenant. The tenant may obtain a copy of the report from the landlord and/or the reporting agency and send a written dispute to correct inaccurate information. The tenant should contact the reporting agency to request the procedure to dispute the information. It's also important to find out which company or organization provided the inaccurate information so that disputes can be placed to correct the false information at the source.
If you need assistance with an inaccurate or misleading tenant screening report, contact us for a no cost review.