Cary L. Flitter

Cary L. Flitter

Theodore E. Lorenz

Theodore E. Lorenz

Consumer Resources

About Cary L. Flitter, Esq.

Central High School
1700 W Olney Ave
Philadelphia, PA 19141

(215) 276-5262 
www.centralhigh.net
  Montgomery Bar Association
100 West Airy Street
Norristown, PA  19404
610-279-9660
www.montgomerybar.org/
  National Association of Consumer Advocates
1730 Rhode Island Avenue NW, Ste 710
Washington, DC 20036

Phone: (202) 452-1989
www.naca.net/
  Pennsylvania Bar Association
100 South Street
Harrisburg, PA  17101
800-932-0311 
www.pabar.org...
  Philadelphia University
School House Lane & Henry Avenue
Philadelphia, PA  19144-5497
215-951-2810
www.philau.edu/sba/board-of-visitors.htm
  Widener University School of Law - Adjunct Faculty
4601 Concord Pike, P.O. Box 7474
Wilmington, DE  19803
302-477-2162 
widener.edu...

Automobile

  Car Repossessions
Federal Trade Commission
www.ftc.gov/bcp/edu/pubs/consumer/autos/aut14.shtm
  Pennsylvania Department of Transportation
Driver & vehicle services; vehicle fraud; identity theft
www.dot.state.pa.us/
Identity/Security Information

Bar Associations

  American Bar Association
Useful information on mortgage borrowing, credit cards,
Car loans, student loans, etc.
Practical Guide to Credit Cards
www.abanet.org/buslaw/safeborrowing/  
ABA Family Legal Guide 
  New Jersey Bar Association
New Jersey Law Center *One Constitution Square
New Brunswick, NJ  0801-1520
Phone: 732-249-5000;  Fax:  732-249-2815
www.njsba.com/
  Pennsylvania Bar Association
100 South Street
Harrisburg, PA  17101
800-932-0311
www.pabar.org/
 

Montgomery Bar Association
100 West Airy Street, P.O. Box 268
Norristown, PA  19404-0268
610-279-9660;  610-279-4321 (fax)
www.montgomerybar.org  
 
Stepping Out Booklet for Young Adults
Buying a Car; Borrowing Money; Renting an Apartment, etc.
Stepping Out
 
www.montgomerybar.org/public/communityServices.php

  Philadelphia Bar Association
1101 Market Street,  11th Floor
Philadelphia, PA  19107
215-238-6300
www.philadelphiabar.org

Consumer Information

  ACORN: Association of Community Organizations for Reform Now
www.acorn.org/
Americans for Fairness in Lending
AFFIL is sponsoring a national campaign designed to shine a spotlight on and end rampant abuses of consumers by the lending industry.
http://affil.org
The Center for Responsible Lending
www.responsiblelending.org/
Federal Reserve Board
www.federalreserve.gov/consumers.htm
Federal Trade Commission
www.ftc.gov
www.ftccomplaintassistant.gov/
Give Me Back My Rights
This is an effort to fight back against corporations who have stolen your right to fight back against their unfair and abusive practices in the American Public Justice System
www.givemebackmyrights.com  
MyFairDebt.com
Consumer protection attorneys nationwide dedicated to the protection of consumers suffering from debt harassment and unfair collection practices through the use of the Fair Debt Collection Practices Act.
www.myfairdebt.com/
National Association of Consumer Advocates (NACA)
General consumer information on debt collection abuse, credit reporting problems, identity theft, lemon law, auto fraud, predatory lending, binding mandatory arbitration, student loans, military consumer rights
www.naca.net/know-your-consumer-rights
National Consumer Law Center (NCLC)
www.nclc.org
New Jersey Attorney General
http://nj.gov/oag/
Pearl Polto – Consumer Advocate
www.pearlpolto.net/
Pearl Polto facebook 
Pennsylvania State Attorney General,
Bureau of Consumer Protection
21 S. 12th Street, Philadelphia, PA  19107
215-560-2414
Avoid ID Theft; credit repair scams; consumer guide for
Seniors; loan smart; credit card blues
http://attorneygeneral.gov/consumers.aspx?id=255
Complaint Forms 
Public Justice
www.publicjustice.net/ 
Public Justice on facebook
Widener University School of Law - Civil Law Clinic
4601 Concord Pike, P.O. Box 7474
Wilmington, DE  19803
302-477-2096
Widener Law - Civil Law Clinic 


Consumer Laws

Equal Credit Opportunity Act
www.ftc.gov/bcp/edu/pubs/consumer/credit/cre15.shtm 
FDCPA:  Fair Debt Collection Practices Act
www.ftc.gov/bcp/edu/pubs/consuemr/credit/cre27.pdf
FCRA: Fair Credit Reporting Act
www.ftc.gov/os/statutes/031224fcra.pdf
Truth in Lending
www.occ.treas.gov/handbook/til.pdf
Real Estate Settlement Procedures Act
www.hud.gov/offices/hsg/sfh/res/respa_hm.cfm
Magnusson-Moss Warranty Act
(Federal Trade Commission Improvement Act)


Courts

  United States District Court, Eastern District
James A. Byrne Federal Courthouse
601 Market Street, Room 2609
Philadelphia, PA 19106-1797
Phone: (215) 597-7704

www.paed.uscourts.gov/
   Philadelphia Municipal Court
34 S. 11th Street
Philadelphia, PA  19107
215-686-2910
Courts.phila.gov  
  Court of Common Pleas    
First Judicial District, Pennsylvania

Philadelphia City Hall
Broad & Market Streets
Philadelphia, PA  19107
215-686-7000
Courts.phila.gov
  
 
Bucks County Courthouse
55 E. Court Street
Doylestown, PA 18901

Phone: 215-348-6000
www.buckscounty.org/courts
  Chester County Courthouse
2 N. High Street
West Chester, PA 19380

610-344-6000
http://dsf.chesco.org/courts/site/default.asp
  Delaware County Courthouse
201 West Front Street,
Media, PA 19063

610-891-4000
www.co.delaware.pa.us/courts/index.html
  Montgomery County Courthouse
Airy & Swede Streets
Norristown, PA  19404
Phone: 610-278-3000
www.courts.montcopa.org/courts/site/default.asp

Credit Reporting Agencies

  Equifax
P.O. Box 740241
Atlanta, GA  30374
1-800-685-1111
http://www.equifax.com/
  Experian 
P.O. Box 2104
Allen, TX  75013
1-800-682-7654
www.experian.com  
  Trans Union
P.O. Box 2000
Chester, PA 19022-2000
1-800-888-4213
www.transunion.com  

File a Complaint

  Better Business Bureau
www.bbb.org/
   
  Direct Marketing Association
The DMA maintains national opt-out lists to help consumer decrease junk mail, telemarketing calls and spam email.
www.dmachoice.org/
  Do Not Call Registry
www.donotcall.gov/
  New Jersey State Attorney General
www.nj.gov/oag
www.njconsumeraffairs.gov/ocp/ocpform.htm
  Pennsylvania State Attorney General
www.attorneygeneral.gov/Complaints.aspx
  Federal Trade Commission
Consumer Response Center
Room 130
600 Pennsylvania Avenue, N.W.
Washington, D.C. 20580
1-877-FTC-HELP
www.ftccomplaintassistant.gov/
See Complaint Form OMB#3084-0047

News & Media

   ABC-6TV http://abclocal.go.com/wpvi/index
  CBS-3TV http://cbs3.com/
  FOX29-TV www.myfoxphilly.com/
  NBC-10 TV www.nbcphiladelphia.com  

Remove My Name From This List

  Credit Bureau Mailing Lists
1-888-567-8688
www.optoutprescreen.com/
  Telemarketing Lists
Mail Preference Service
Direct Marketing Association
P.O. Box 9008
Farmingdale, NY 11735

1-800-407-1088
Opt-Out from all mailing and telemarketing lists

www.dmachoice.org/ 
  Telephone Solicitation Lists
Telephone Preference Service
Direct Marketing Association
P.O. Box 9014
Farmingdale, NY 11735
  Major Data Compiler Lists
  • R. L. Polk & Co.
    List Compilation
    26955 Northwestern Highway
    South Field, MI 48034
    (810) 728-7000
  • First Data Info-Source Donnelley Marketing, Inc.
    Data Base Operations
    1235 "N" Ave.
    Nevada, IA 50201.
    (888) 633-4402 or (515) 382-8321
  • ADVO-Systems
    Director of List Maintenance
    239 West Service Rd.
    Hartford,CT 06120-1280
  • Metromail Corp.
    List Maintenance
    901 West Bond
    Lincoln, NE 68521
    (800) 426-8901
  • Database America
    Compilation Dept.
    100 Paragon Dr.
    Montvale, NJ 07645
    (201) 476-2000 or (800) 223-7777
  • Haines and Company,Inc.
    Criss-Cross Directory
    2382 East Walnut Avenue
    Fullerton,CA 92631
  • Donnelly Marketing
    Database Operations
    416 South Bell
    Ames,IA 50010
  • Acxiom Corporation
    1 Information Way
    Little Rock, AR 72202
    Tel. No.: 501-342-2722
  Coupon Solicitations
Advo Incorporated
Delivery Services
1001 West Walnut Street
Compton, CA 90220-5191
(310) 637-0438

Senior Citizens

  AARP
www.aarp.org/
  C.A.R.I.E - Center for Advocacy for the Rights & Interests of the Elderly
www.carie.org/
 

Office of the Attorney General
Bureau of Consumer Protection
21 South 12th St, 2nd Floor
Philadelphia, PA 19107
(215) 560-2414
 
www.attorneygeneral.gov/seniors.aspx

  Philadelphia Corporaton For Aging
www.pcacares.org/
  SeniorLaw Center
www.seniorlawcenter.org/

Directory Listings

  Lawyers.com
Lundy Flitter Belcedos & Berger - Narberth, PA 
  SuperPages: Consumer Protection Attorney/Philadelphia
www.superpages.com/
www.superpages.com/bp/Narberth-PA/LUNDY-Flitter-Beldecos-Berger

Drivehere.com Complaints?

Had an experience with Drivehere.com or People's Commerce? Call us at 610-266-7863 to tell us about your experience with either of these Philadelphia area auto/ finance outfits.

Credit Report Errors?

Credit report errors can impact DAC reports, tenant screenings, and criminal background searches. Credit report errors can also lead to loan denials and adverse action notices. We help fix credit report mistakes, dispute Equifax errors, Experian errors, TransUnion errors and credit report inaccuracies.

Has Your Vehicle Been Repo'd?

We help consumers facing Citizens Bank repo, Northwest Savings Bank repossession, Credit Acceptance Corp. repossession, Trumark Financial Credit Union repossession, National Penn Bank repossession, M&T Bank repo, PNC Bank repo, Citadel Credit Union repo, Citadel repossession, Beneficial Bank repo, Keystone Nazareth Bank + Trust repo, WSECU repo, Police and Fire Federal Credit Union repo, PFFCU repossession, American Heritage Federal Credit Union repossession, Sterling Credit Corporation repo and illegal repossession.